New Ireland Mortgage Protection & Life Insurance

Benefits of New Ireland Life Insurance

New Ireland was established in 1918, and was the first Irish-owned company to operate in Ireland. They provide Life Insurance and Mortgage Protection.

New Ireland offers the Life Choice range of protection products, covering protection for your life, your home, your income and your assets.

How New Ireland is different

from other life insurers

The Life Choice range of products can allow you to combine several types of policy together, such as income protection and life cover.

New Ireland is also the only insurer that provides for free Whole of Life cover, using their Whole of Life Continuation benefit. This is a type of term assurance where a benefit is still payable even after the term has ceased, and no more premiums are due to be paid.

Talk to us today about your Life Insurance Questions

If you have any questions regarding New Ireland life insurance products please feel free to contact us on the chat box below or call Debbie on 01 8532727. She can help talk you through the features of the New Ireland life insurance product range.


New Ireland Life Insurance
FeatureAnswer
Minimum Premium:€20.20 per month
Minimum / Maximum Term5 years / 40 years (depending on age)
Are children covered?Yes, for €4,000
Can I put my partner on the policy?Yes
Applicants must be:18-74 for beginning a Life Cover policy
Cover expires at:
  • 84 for Life Cover
  • 74 for Specified Illness Cover

Specified Illnesses Covered?

  • 47 full payment
  • 20 partial payment

Children’s Specific Illness Cover?

  • The lower of €25,000, or half your cover, on full payment illnesses
  • The lower of €7,500, or half your cover, on partial payment illnesses

Is there a Conversion option? Yes

  • Max age for Conversion is: 64

Rolling Conversion Option? Yes

Optional Flexibility? Yes

Guaranteed Insurability? Yes

Reinstatement? Yes

Temporary Accidental Death Benefit? Yes

Terminal Illness Benefit? Yes

Waiver of Premium Option? No

Other Benefits? No


New Ireland Mortgage Protection
FeatureAnswer
Minimum Premium:€15.15 per month
Minimum / Maximum Term5 years / 40 years (depending on age)
Are children covered?Yes, for €4,000
Can I put my partner on the policy?Yes
Applicants must be:18-74 for beginning a Life Cover policy (Conversion option expires at 64)
Cover expires at:
  • 84 for Life Cover

Specified Illnesses Covered? No, this is not an option with New Ireland for Mortgage Protection

  • N/A full payment
  • N/A partial payment

Children’s Specific Illness Cover? No, this is not an option with New Ireland for Mortgage Protection

  • N/A on full payment illnesses
  • N/A on partial payment illnesses

Is there a Conversion option? Yes

  • Max age for Conversion is: 64

Rolling Conversion Option? Yes

Optional Flexibility? Yes

Guaranteed Insurability? Yes

Reinstatement? Yes

Temporary Accidental Death Benefit? Yes

Terminal Illness Benefit? Yes

Waiver of Premium Option? No

Other Benefits? No


Get your quotes for Mortgage Protection & Life Insurance here.