Zurich Mortgage Protection & Life Insurance

Benefits of Zurich Life Insurance

Zurich Life offers a great range of competitive, well-designed products. They provide personal protection insurance plans to protect homes, families, and businesses in the event of death, and have been operating in Ireland for 30 years.

How Zurich Life is different from other life insurers

Zurich offers an automatic reinstatement benefit. This can be vital, as it allows you to reinstate your policy after your first missed premium payment, even if a claim has arisen.

Zurich also offer an optional waiver of premium benefit. If you’re unable to work due to illness or disability, Zurich will pay your premiums after a period of 13 weeks has passed.

With Zurich, you can avail of their Cancer Cover option, separate to their Serious Illness Cover offerings. 

Zurich offer some of the best options for life insurance in the Irish market, and are well worth considering when getting quotes for your life insurance policy.

Talk to us today about your Life Insurance Questions

If you have any questions regarding Zurich Life insurance products please feel free to contact us on the chat box below or call Debbie on 01 8532727. She can help talk you through the features of the Zurich Life insurance product range.


Zurich Life Insurance
FeatureAnswer
Minimum Premium:€10.10 per month
Minimum / Maximum Term2 years / 40 years (depending on age)
Are children covered?Yes, for €7,000
Can I put my partner on the policy?Yes
Applicants must be:18-74 for beginning a Life Cover policy
Cover expires at:
  • 84 for Life Cover
  • 74 for Specified Illness Cover

Specified Illnesses Covered?

  • 47 full payment illnesses/conditions
  • 23 partial payment illnesses/conditions

Children’s Specific Illness Cover?

  • The lower of €25,000, or half your cover, on full payment illnesses
  • The lower of €7,500, or half your cover, on partial payment illnesses

Is there a Conversion option? No

  • Max age for Conversion is: N/A

Rolling Conversion Option? No

Optional Flexibility? No

Guaranteed Insurability? Yes

Reinstatement? Yes

Temporary Accidental Death Benefit? Yes

Terminal Illness Benefit? Yes

Waiver of Premium Option? Yes

Other Benefits?


Zurich Mortgage Protection
FeatureAnswer
Minimum Premium:€10 per month
Minimum / Maximum Term2 years / 40 years (depending on age)
Are children covered?No
Can I put my partner on the policy?Yes
Applicants must be:18-74 for beginning a Life Cover policy (policies with indexation cannot be taken out after age 65 next birthday)
Cover expires at:
  • 84 for Life Cover
  • 74 for Specified Illness Cover

Specified Illnesses Covered?

  • 47 full payment illnesses/conditions
  • 23 partial payment illnesses/conditions

Children’s Specific Illness Cover?

  • The lower of €25,000, or half your cover, on full payment illnesses
  • The lower of €7,500, or half your cover, on partial payment illnesses

Is there a Conversion option? No

  • Max age for Conversion is: N/A

Rolling Conversion Option? No

Optional Flexibility? No

Guaranteed Insurability? Yes

Reinstatement? Yes

Temporary Accidental Death Benefit? Yes

Terminal Illness Benefit? Yes

Waiver of Premium Option? Yes

Other Benefits? No


Get your quotes for Mortgage Protection & Life Insurance here.