Risk & Investing · Ireland
What is your attitude to risk?
Your attitude to risk — how much investment risk you are willing and able to take in pursuit of returns — is one of the most important inputs into any financial plan. Take our short questionnaire to discover your risk profile, then talk it through with a qualified financial advisor.
What does attitude to risk mean?
Attitude to risk — also called risk tolerance — refers to your willingness and ability to take on financial risk in pursuit of potential rewards. It is a key factor in investment decision-making and financial planning.
It describes the amount of risk you are comfortable taking, and the degree of uncertainty you are able to handle. This directly influences the types of investments that are likely to suit you. Understanding your own risk tolerance helps you make investment decisions that align with both your financial goals and your comfort level.
Factors that affect your attitude to risk
No two investors are the same. Several factors shape how much risk is right for you:
Financial situation
Wealthier individuals, or those with a longer time horizon, may be more comfortable taking on risk.
Investment goals
Long-term goals such as retirement can allow for more risk, while short-term goals usually call for caution.
Experience & knowledge
The more you understand about how markets behave, the more confident you can be in your decisions.
Psychological factors
Your personal comfort with uncertainty — and how you would feel about a loss — matters just as much as the numbers.
2-minute questionnaire
Attitude to Risk Questionnaire
Answer a few quick questions to get an indication of your investment risk profile. There are no right or wrong answers — just choose the responses that feel most like you.
Want to discuss your result?
A qualified financial advisor can help you build an investment strategy that matches your risk profile, goals and timeline.