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Greenway Financial Advisors
Income Protection
Cost Estimator
Get an indicative monthly premium in under 60 seconds. Personalised quotes from all major Irish insurers follow.
€
State Illness Benefit 2026
€13,208 / year
€254/week personal rate. Assumes PRSI contributions up to date. Deducted from insurable amount.
Recommended deferred period
13 weeks
Matches typical employer sick pay entitlement.
Estimate assumptions
- Non-smoker in good health at time of application
- Cover ceases at age 67 (State Pension age)
- Non-indexed benefit — monthly payment stays level and will not increase with inflation
- Reviewable level premium on a personal policy basis — premiums may be reviewed by the insurer at intervals
- Estimates based on a sample rate table only; individual underwriting applies
⚠ These figures are indicative estimates only. Actual premiums depend on your full medical history, smoking status, occupation, chosen insurer, and underwriting terms. This is not a quotation or financial advice.
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