Financial Planning, Protection, Pensions & Investments
Email: hello@gwfa.ie
Call: 01 853 2727
Income protection insurance is designed to help you financially if you're unable to work due to illness or injury, by providing a regular income. However, many people are unsure whether this type of insurance also covers job loss, including redundancy. Understanding...
What is critical illness cover? Critical illness cover is a type of insurance designed to provide financial protection in the event that you're diagnosed with a severe illness. This cover ensures that you can receive a lump sum or monthly payments, which can help you...
Some holders of Whole of Life insurance in Ireland are receiving very worrying letters, informing them that their policies have been reviewed, and their premiums increased. In some cases, a monthly Whole-of-Life premium increase can be 680% more than the original...
There's no single "best" mortgage protection policy — the best one is the policy that matches your mortgage, your circumstances and your budget. The good news is that you're free to shop around, and doing so can save you a surprising amount over the life of your loan....
There have been some discussions in the news recently. Is your online life insurance safe? The Financial Services and Pensions Ombudsman released their Overview of Complaints and Digest of Decisions in March 2019. It's a fantastic set of anecdotes and explanations of...
it's fine to not get hitched... Weddings are extremely expensive. You and your partner made the right choice not to do it. You're building a life that isn't just about one day, and you're very committed. You even have a house together! Co-habitation is fine! With all...
What is a Funeral Insurance Plan? Funeral Insurance can be a number of things. It’s essentially a life insurance policy that pays out on death, with the sum being used to cover some or all of the funeral costs and expenses. Some policies exist purely for over 50...
That's a brilliant quote! So much cheaper than what you're paying. You should definitely change your policy, shouldn't you? Take a deep breath, and check a few things first: How old is your current policy? - The terms you were given for your original policy were based...
GLOSSARY OF COMMON TERMS “CONVERSION” This option allows a policy to be changed to a different policy, at the end of the policy term. This can be done without new evidence of health, which benefits older people changing their policies. This option must be selected at...
What is mortgage protection? Mortgage protection insurance policies break into two groups. Group policies and Individual policies. There are some serious differences between the two. Find out about Group vs Individual Mortgage Protection Insurance policies in Ireland....