Zurich Mortgage Protection
Mortgage Protection from Zurich
Zurich Mortgage Protection stands out with its exceptional and comprehensive offerings, including whole-of-life and term insurance plans to safeguard your family in the event of death.They have also introduced Dual Life Cover, and are the only insurer offering a specific Cancer Cover product.
Zurich has some of the best options for mortgage protection in the Irish market and are well worth considering when getting quotes for your Zurich life mortgage protection policy.
How is Zurich different from other insurers?
Zurich offers great value. They also provide Cancer Cover, and an advance Funeral Payment.
Zurich offers a choice of cover:
This gives you a choice over how you would like your policy to be fulfilled:
- Level Term Cover: Your family will receive a one-off payment, should you die during the term of your policy. They could use this sum for ongoing living expenses or to cover major costs like childcare, tuition fees, or medical expenses.
- Monthly Income Cover: Alternately, provides a guaranteed monthly payment from the time you die until the end of the policy term.
Zurich Long Term Care Conversion
This benefit gives you the option to convert any unwanted portion of the Life sum insured to a Long-term Care Benefit. This payment is made, until you recover or die, for a maximum of 50 months.
Why Get Financial Advice?
When you have a big decision to make, or your life is changing there’s a lot to think about.
Impartial professional financial advice helps you make a better decision that gives you better options and saves you money for the rest of your life.
How we can help you
- Get life insurance for a mortgage in Ireland
- Get your personal financial plan in place.
- Increase your monthly & annual savings.
- Plan for a secure retirement.
- Buying a home or investment property.
- Protecting your family.
- Life insurance in Ireland
Zurich: Mortgage Protection
| Feature | Answer |
|---|---|
| Minimum Premium: | €10.10 per month |
| Minimum / Maximum Term | 5 years / 40 years (depending on age) |
| Are children covered? | No |
| Can I put my partner on the policy? | Yes, Dual Life Cover is also available. |
| Applicants must be: | 18-74 for beginning a mortgage protection policy. |
| Cover expires at: |
|
Zurich Mortgage Protection FAQ
Specific Illnesses Covered?
- Yes
- 47 full payment illnesses/conditions
- 22 partial payment illnesses/conditions
Children's Specific Illness Cover?
- Yes
- The lower of €25,000, or half your cover, on full payment illnesses
- The lower of €7,500, or half your cover, on partial payment illnesses
Is there a Conversion option?
- Yes
- Only the Long Term Care Conversion is available
Rolling Conversion Option?
- No
Optional Flexibility?
- No
Guaranteed Insurability?
- Yes
Reinstatement?
- Yes
Temporary Accidental Death Benefit?
- Yes
Terminal Illness Benefit?
- Yes
Waiver of Premium Option?
- No
Other Benefits?
- Yes
Debbie Cheevers
Qualified Financial Advisor
Debbie was born in Dublin and graduated from NCAD with a degree in Visual Communication. She brings a strong customer service background to Greenway.
Debbie qualified as APA in 2017 and a fully qualified financial advisor (QFA) in 2018. She believes that product knowledge is key to helping customers make the right choices.
In 2022 Debbie gained a tax qualification as a Technician Member of the Irish Taxation Institute.
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How We Can Help You
Greenway Financial Advisors Limited is regulated by the Central Bank of Ireland. Registered No. C168372