Personal Finance Report

Personal Finance Quiz

Take our personal finance quiz to assess how well you’re managing your money.

This quick assessment will help identify any areas where you may need improvement in your financial management.

After answering 15 multiple-choice questions, you’ll receive a personal finance rating.

We’ll also point out where we think there might be gaps in your financial planning.

Please note that this quiz is for informational purposes only and does not constitute financial advice.

Always consult a financial advisor before implementing any recommendations.

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Step 1 of 6

How much does your income count to your household income*

100% - I'm the only income.

75% - My income accounts for most of the money coming in.

50% - Our income is split roughly 50/50

0-25% - My income is the minority of the household income.

How much responsibility do you have in managing the household finances/pay bills/etc?*

100% - It's all my responsibility.

75% - It's mostly my responsibility.

50% - We share the responsibility.

0-25% - Someone else is mostly responsible.

At the end of every month:*

I can’t pay all my bills and have no access to other money.

I can’t pay all my bills and have to use a credit card or borrow money.

I have enough to pay my bills but can’t save anything.

I have enough to pay all my bills and can save a little.

If I lost my job/income:*

I'm in trouble immediately.

I would be okay for a few weeks.

I would be okay for one to two months.

I would be okay until I could find something else.

My current debt level:*

Is the biggest stress in my life.

Isn’t manageable and is keeping me from getting ahead.

Would be manageable if I could reduce it by half.

Is manageable/under control.

I regularly check and track my income/spending/saving:*

I never do this

Not sure.

I track my income and expenditure every month.

I regularly check and price compare on insurances, utility & service providers:*

I never do this.

Not sure.

I do this whenever renewal occur.

When it comes time to take control of my finances I usually:*

Do it alone.

Involve my friends, spouse/partner or family.

Talk to a professional.

Getting financially organised is:*

Very hard.

Hit or miss.

Easy to do.

Part of my income automatically goes to savings or a retirement plan:*

No, it doesn’t.

Yes, it does.

Great Job - Your nearly finished

How much have you planned for your retirement?*

I’ve planned nothing and am not worried about it.

I’m worried about but don’t know where to start.

I have a pension, but I don’t know how much I will get.

I’m fully planned, organised and know what I’m doing.

If I died tomorrow…...*

I don’t want to think about dying.

I’ve thought about taking out life insurance.

I have a life insurance policy that will payout at least 5 years of my salary.

I regularly update my life insurance & have illness cover in case I can’t work due to sickness.

My home*

I rent.

I have a mortgage.

I live with family.

I have a local authority house.

I have fully paid for my home.

Getting a mortgage*

I’m ready to apply.

I think I’m nearly ready to apply.

I don’t think I could get one right now.

Mortgages seem impossible.

Paying a mortgage*

I’ve paid my mortgage off.

I regularly make overpayments to clear my loan early and switched my mortgage to better lenders.

I’ll be paying off my mortgage for a long time to come, but I do try to make sure I have the best mortgage deal possible.

I’ve got an interest-only mortgage and don’t know how I’m going to pay back the outstanding balance when it is due.

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Well done on finishing!

You seem to have a number of serious issues around your personal finance.

We've highlighted some areas below that we strongly recommend you look into.

Fill in your name and email address and one of our advisors will contact you shortly.

Well done on finishing!

There are a few areas around your personal finance that you need to address.

We've highlighted some areas below that you should consider looking into.

If you need any help fill in your name and email address and one of our advisors will contact you shortly!

Well done on finishing!

Wow you look like a financial pro. You've done a great job of managing your personal finances.

If there is any area you need help in or if you have any questions feel free to contact us.

If you need any help fill in your name and email address below and submit. and one of our advisors will contact you shortly!

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Total Score Number

Personal Finance

You need some help managing your personal finances.
Make a Long-Term Goal, and a Short-Term Goal
Get impartial advice. We can help you sort through your finances, and make your first steps.

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Personal Finance Score Number

Pensions

You need to work on organising your pension. The average Irish wage will need a €280,000+ pension pot to replace 50% of your income.
The sooner you start the better a position your in, no matter what the amount you start to save.
Don't forget about the existing income tax reliefs that make pension saving very attractive.

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Pension Score Number

Family Protection

You insure your house and your car. Make sure to insure the most important thing you have - you.
Ensure you protect your family financially in the event of your death.
Use your life insurance to cover funeral expenses.

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Protection Score Number

Email*

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