Life Insurance from New Ireland

New Ireland was established in 1918, and was the first Irish-owned company to operate in Ireland. They provide Life Insurance, Mortgage Protection, and Pension products.

New Ireland offers the Life Choice suite of protection products, covering protection for your life, your home, your income and your assets.

How is New Ireland different from other insurers?

The Life Choice range of products can allow you to combine severaly types of policy together, such as income protection and life cover. 

New Ireland Whole of Life Cover:

New Ireland is also the only insurer that provides for free Whole of Life cover, using their Whole of Life Continuation benefit.

This is a type of term assurance where a benefit is still payable even after the term has ceased, and no more premiums are due to be paid.

New Ireland: Life Insurance

 

FeatureAnswer
Minimum Premium:€20.20 per month
Minimum / Maximum Term5 years / 40 years (depending on age)
Are children covered?Yes, for €4,000
Can I put my partner on the policy?Yes, Dual Cover is also available
Applicants must be:18-74 for beginning a Life Cover policy (policies with indexation cannot be taken out after age 65 next birthday)
Cover expires at:
  • 84 for Life Cover
  • 74 for Specified Illness Cover

Financial Advice ON:

  • Personal & Business Planning
  • Pensions
  • Mortgages & Mortgage Protection
  • Life Insurance
  • Funeral Cover
  • Inheritance Planning

Qualified Financial Advisors

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We're only an email or phone call away, don't give up or lose control of your money. All questions welcome.

Specific Illnesses Covered?
  • Yes
  • 55 full payment illnesses/conditions

  • 36 partial payment illnesses/conditions

Children's Specific Illness Cover?
  • Yes
  • The lower of €25,000, or half your cover, on full payment illnesses

Is there a Conversion option?
  • Yes, (for Lump Sum Life Cover Only policies)
  • Max age for Conversion is: 64

Rolling Conversion Option?
  • Yes
Optional Flexibility?
  • Yes
Guaranteed Insurability?
  • Yes
Reinstatement?
  • Yes
Temporary Accidental Death Benefit?
  • Yes
Terminal Illness Benefit?
  • Yes
Waiver of Premium Option?
  • No
Other Benefits?
  • No
About Debbie Cheevers

Debbie qualified as APA in 2017 and as a fully qualified financial advisor (QFA) in 2018. She believes that product knowledge is key to helping customers make the right choices. If you need any help get in touch with Debbie below.

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