Benefits of Life Insurance from New Ireland:

New Ireland was established in 1918, and was the first Irish-owned company to operate in Ireland. They provide Life Insurance, Mortgage Protection, and Pension products.

New Ireland offers the Life Choice suite of protection products, covering protection for your life, your home, your income and your assets.

How is New Ireland different from other insurers?

The Life Choice range of products can allow you to combine severaly types of policy together, such as income protection and life cover. 

New Ireland Whole of Life Cover:

New Ireland is also the only insurer that provides for free Whole of Life cover, using their Whole of Life Continuation benefit.

This is a type of term assurance where a benefit is still payable even after the term has ceased, and no more premiums are due to be paid.

New Ireland: Life Insurance

 

Feature Answer
Minimum Premium: €20.20 per month
Minimum / Maximum Term 5 years / 40 years (depending on age)
Are children covered? Yes, for €4,000
Can I put my partner on the policy? Yes, Dual Cover is also available
Applicants must be: 18-74 for beginning a Life Cover policy (policies with indexation cannot be taken out after age 65 next birthday)
Cover expires at:
  • 84 for Life Cover
  • 74 for Specified Illness Cover

Specific Illnesses Covered?

  • Yes
  • 55 full payment illnesses/conditions

  • 36 partial payment illnesses/conditions

Children's Specific Illness Cover?

  • Yes
  • The lower of €25,000, or half your cover, on full payment illnesses

Is there a Conversion option?

  • Yes, (for Lump Sum Life Cover Only policies)
  • Max age for Conversion is: 64

Rolling Conversion Option?

  • Yes

Optional Flexibility?

  • Yes

Guaranteed Insurability?

  • Yes

Reinstatement?

  • Yes

Temporary Accidental Death Benefit?

  • Yes

Terminal Illness Benefit?

  • Yes

Waiver of Premium Option?

  • No

Other Benefits?

  • No

New Ireland: Mortgage Protection

 

Feature Answer
Minimum Premium: €15.15 per month
Minimum / Maximum Term 5 years / 40 years (depending on age)
Are children covered? Yes, for €4,000
Can I put my partner on the policy? Yes, Dual Life Cover is also available
Applicants must be: 18-74 for beginning a mortgage protection policy.
Cover expires at:
  • 84 for Life Cover
  • 74 for Specified Illness Cover

Specific Illnesses Covered?

  • Yes
  • 55 full payment illnesses/conditions

  • 36 partial payment illnesses/conditions

Children's Specific Illness Cover?

  • Yes
  • The lower of €25,000, or half your cover, on full payment illnesses

Is there a Conversion option?

  • Yes, (for Lump Sum Life Cover Only policies)
  • Max age for Conversion is: 64

Rolling Conversion Option?

  • Yes

Optional Flexibility?

  • Yes

Guaranteed Insurability?

  • Yes

Reinstatement?

  • Yes

Temporary Accidental Death Benefit?

  • Yes

Terminal Illness Benefit?

  • Yes

Waiver of Premium Option?

  • No

Other Benefits?

  • No

Talk to us today about your Life Insurance Questions

If you have any questions regarding New Ireland Life Insurance products please feel free to contact us on the chat box below or call Debbie on 01 8532727.

She can help talk you through the features of the New Ireland Life Insurance product range.

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