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mortgage protection from Irish Life

Irish Life offer a number of great, well-rounded mortgage protection plans. 

Irish Life have some of the best options for mortgage protection in the Irish market and is well worth considering when getting quotes for your life insurance policy.

How is Irish Life different from other insurers?

One of the main differences with Irish Life plans is the age at which you can start a policy. Many Insurers have a cut-off age of 74. Irish Life’s cut-off age for starting a new policy is 82.

Irish Life also include their LifeCare package with all protection policies

This gives your family access to a number of different services:

  • MedCare: this Medical Second Opinion service gives you access to the world’s leading medical centres and allows you to have your diagnosis and treatment plan independently assessed by a team of international medical experts.
  • NurseCare: is a general helpline for medical queries. Think of it like having a professional nurse with you at all times, there to answer any questions you may have, even if it’s 2am!
  • NurseCare: The Women’s Health Centre is also a helpline service specialising in queries relating to women’s health issues including fertility, pregnancy and female specific illnesses.
  • ClaimsCare is a service which supports you and your family if you need to make a claim. A dedicated Irish Life claims assessor will assist you throughout the entire claim process and you can also avail of counselling sessions provided by the Clanwilliam Institute.
About NurseCare and MedCare

NurseCare and MedCare can be accessed even if you never make a claim. These additional benefits should be taken into account when pricing your life insurance policy options.

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Why Get Financial Advice?

When you have a big decision to make, or your life is changing there’s a lot to think about.

Impartial professional financial advice helps you make a better decision that gives you better options and saves you money for the rest of your life.

How we can help you

  • Get life insurance for a mortgage in Ireland
  • Get your personal financial plan in place.
  • Increase your monthly & annual savings.
  • Plan for a secure retirement.
  • Buying a home or investment property.
  • Protecting your family.
  • Life insurance in Ireland

Irish Life: Mortgage Protection

House Shield


Feature Answer
Minimum Premium: €13.13 per month
Minimum / Maximum Term 2 years / 40 years (depending on age)
Are children covered? Yes, for €5,000
Can I put my partner on the policy? Yes
Applicants must be: 18-74 for beginning a mortgage protection policy.
Cover expires at:
  • 85 for Life Cover
  • 74 for Specified Illness Cover

Specific Illnesses Covered?

  • Yes
  • 45 full payment illnesses/conditions

  • 23 partial payment illnesses/conditions, (the lower of €15,000, or half your cover)

  • For Coronary Angioplasty, partial payment is the lower of €40,000, or 75% of your cover

Children's Specific Illness Cover?

  • Yes
  • The lower of €25,000, or half your cover, on full payment illnesses

  • The lower of €7,500, or half your cover, on partial payment illnesses

Is there a Conversion option?

  • Yes
  • Max age for Conversion is: 85

Rolling Conversion Option?

  • No

Optional Flexibility?

  • Yes

Guaranteed Insurability?

  • Yes


  • No

Temporary Accidental Death Benefit?

  • Yes

Terminal Illness Benefit?

  • Yes

Waiver of Premium Option?

  • No

Other Benefits?

  • Irish Life Medical 2nd Opinion Service
Debbie Cheevers

Debbie Cheevers

Qualified Financial Advisor

Debbie was born in Dublin and graduated from NCAD with a degree in Visual Communication. She brings a strong customer services background to Greenway.

Debbie qualified as APA in 2017 and a fully qualified financial advisor (QFA) in 2018.

She believes that product knowledge is key to helping customers make the right choices.

Free Call with Financial Advisor
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