New Ireland Mortgage Protection

Mortgage Protection From New Ireland

New Ireland was established in 1918, and was the first Irish-owned company to operate in Ireland. They provide Life Insurance, Mortgage Protection, and Pension products.

New Ireland offers the Life Choice suite of protection products, covering protection for your life, your home, your income and your assets.

How is New Ireland different from other insurers?

The Life Choice range of products can allow you to combine severaly types of policy together, such as income protection and life cover.

New Ireland Whole of Life Cover:

New Ireland is also the only insurer that provides for free Whole of Life cover, using their Whole of Life Continuation benefit.

This is a type of term assurance where a benefit is still payable even after the term has ceased, and no more premiums are due to be paid.

Mortgage protection

New Ireland: Mortgage Protection

 

Feature Answer
Minimum Premium: €15.15 per month
Minimum / Maximum Term 5 years / 40 years (depending on age)
Are children covered? Yes, for €4,000
Can I put my partner on the policy? Yes, Dual Life Cover is also available
Applicants must be: 18-74 for beginning a mortgage protection policy.
Cover expires at:
  • 84 for Life Cover
  • 74 for Specified Illness Cover

Why Get Financial Advice?

When you have a big decision to make, or your life is changing there’s a lot to think about.

Impartial professional financial advice helps you make a better decision that gives you better options and saves you money for the rest of your life.

How we can help you

  • Get life insurance for a mortgage in Ireland
  • Get your personal financial plan in place.
  • Increase your monthly & annual savings.
  • Plan for a secure retirement.
  • Buying a home or investment property.
  • Protecting your family.
  • Life insurance in Ireland

Irish Life’s Life Mortgage Protection

Specific Illnesses Covered?

  • Yes
  • 55 full payment illnesses/conditions

  • 36 partial payment illnesses/conditions

Children's Specific Illness Cover?

  • Yes
  • The lower of €25,000, or half your cover, on full payment illnesses

Is there a Conversion option?

  • Yes, (for Lump Sum Life Cover Only policies)
  • Max age for Conversion is: 64

Rolling Conversion Option?

  • Yes

Optional Flexibility?

  • Yes

Guaranteed Insurability?

  • Yes

Reinstatement?

  • Yes

Temporary Accidental Death Benefit?

  • Yes

Terminal Illness Benefit?

  • Yes

Waiver of Premium Option?

  • No

Other Benefits?

  • No
Debbie Cheevers

Debbie Cheevers

Qualified Financial Advisor

Debbie was born in Dublin and graduated from NCAD with a degree in Visual Communication. She brings a strong customer service background to Greenway.

Debbie qualified as APA in 2017 and a fully qualified financial advisor (QFA) in 2018. She believes that product knowledge is key to helping customers make the right choices.

In 2022 Debbie gained a tax qualification as a Technician Member of the Irish Taxation Institute.

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Greenway Financial Advisors Limited is regulated by the Central Bank of Ireland. Registered No. C168372