Royal London Medical 2nd Opinion Service

Royal London Mortgage Protection

Royal London Mortgage Protection Features

Royal London Insurance offers a great range of competitive, well-designed products. They provide royal london mortgage protection plans to protect homes, families, and businesses in the unfortunate event of a death.

Royal London offers some of the best options for life insurance in the Irish market, and are well worth considering when getting quotes for your life insurance policy.

Call 01 853 2727

How is Royal London Mortgage Protection different?

Under standard terms, Royal London offers highly competitive quotes. They include their Helping Hand service as an additional benefit with all policies.

They’ve recently introduced the royal london funeral cover with their Funeral Helping Hand feature, which releases funds before probate to help cover immediate funeral expenses.

Royal London's Dual Life Cover:

Royal London provides Dual Life cover at the same cost as Joint Life cover. (Dual Life cover is not available for Mortgage Protection policies with Specified Serious Illness.)

Royal London's Helping Hand Service:

Helping Hand can offer:

Bereavement Counsellors
Speech and language therapists
Face-to-face medical 2nd opinion
Complementary therapies
Massage
Physiotherapy for serious health conditions

These ancillary specialist therapies are only provided if recommended by your personal nurse advisor, and then only for a limited time.

Helping Hand services are available regardless of which policy is chosen, and whether or not a claim is made. This is at no additional cost to you, but as an additional benefit, these features may change over time.

Why Get Financial Advice?

When you have a big decision to make, or your life is changing there’s a lot to think about.

Impartial professional financial advice can lead to more informed choices that give you better options and saves you money for the rest of your life.

How we can help you

Get life insurance for a mortgage in Ireland
Get your personal financial plan in place.
Increase your monthly & annual savings.
Plan for a secure retirement.
Buying a home or investment property.
Protecting your family.
Life insurance in Ireland

Talk to us now

Feature	Answer
Minimum Premium:	€10.10 per month
Minimum / Maximum Term	5 years / 40 years (depending on age)
Are children covered?	Yes, for €5,000
Can I put my partner on the policy?	Yes, Dual Life Cover is also available, for the same price as Joint
Applicants must be:	18-74 for beginning a mortgage protection policy.
Cover expires at:	89 for Life Cover 74 for Specified Illness Cover

Royal London Mortgage Protection FAQ

Specific Illnesses Covered?

Yes
52 full payment illnesses/conditions
33 partial payment illnesses/conditions
For Coronary Angioplasty, (of specified severity), the partial payment will be €50,000 or 50% of cover.

Children's Specific Illness Cover?

Yes
The lower of €25,000, or half your cover, on full payment illnesses
The lower of €7,500, or half your cover, on partial payment illnesses

Is there a Conversion option?

Yes, (for Life Cover Only policies)
Max age for Conversion is: 65

Rolling Conversion Option?

No

Optional Flexibility?

No

Guaranteed Insurability?

Yes, maximum age 55 years

Reinstatement?

Yes

Temporary Accidental Death Benefit?

No

Terminal Illness Benefit?

Yes

Waiver of Premium Option?

No

Other Benefits?

Royal London Medical 2nd Opinion Service

Debbie Cheevers

Qualified Financial Advisor

Debbie was born in Dublin and graduated from NCAD with a degree in Visual Communication. She brings a strong customer service background to Greenway.

Debbie qualified as APA in 2017 and a fully qualified financial advisor (QFA) in 2018. She believes that product knowledge is key to helping customers make the right choices.

In 2022 Debbie gained a tax qualification as a Technician Member of the Irish Taxation Institute.

Contact Debbie Now