In today’s unpredictable economic climate, more Irish consumers are turning to Financial Brokers for expert guidance — and it’s paying off.
The newly published Value of Advice Report 2025 by Brokers Ireland shows just how much professional financial advice can transform your financial future.
Financial advice is not just helpful — it’s essential for Irish families planning for both short‑ and long‑term financial security.
Several developments in Ireland over the past year — from inflation and household saving behaviour to major pension reform — make clear why structured financial planning can help families protect and grow their finances in a challenging environment.
People who work with a Financial Broker in Ireland enjoy significant financial advantages:
- 71% more in savings and investments.
- 46% larger pension pots.
- Higher financial protection: life assurance, income protection, and more.
- Twice the confidence about retirement plans.
These improvements are not just statistical — they reflect real peace of mind and security for everyday people.
Why should you get financial advice now:
Despite gradual improvements in inflation earlier in 2025, Irish families continue to experience above‑average price increases, particularly in food, energy, and services.
Official data shows that inflation climbed from around 1.9 % at the start of the year to over 3 % by late 2025, reflecting the ongoing squeeze on family budgets.
Even modest inflation compounds household expenses over time.
This means that without careful budgeting and planning, family savings can be slowly eroded — especially when combined with other essential costs like childcare, utilities, insurance, and housing.
Good financial planning makes sure your money is working for you the best way it can and savings and investments are aligned with your financial goals.
Financial Brokers help you:
- Understand your financial goals.
- Select the best pension and investment products.
- Maximise tax reliefs.
- Protect your income and family.
With over 51% of advised individuals feeling in control of their money, the role of advice is clearly empowering.
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Advice makes a difference in protection too:
- 52% of advised consumers hold life insurance (vs. 29% without advice).
- Income protection ownership is 200% higher with advice.
While a higher saving rate signals awareness and prudence among families, it doesn’t automatically translate into effective long‑term financial security:
Much of this saving may be kept in low‑yield bank accounts rather than invested where it can grow.
Rising living costs can still outpace returns on cash savings.
Without clear goals, families may struggle to balance short‑term needs with long‑term planning.
Professional financial advice helps families structure saving strategies that reflect their priorities — whether it’s building an emergency fund, investing for education, or planning for retirement — making their savings work smarter for them.
With ESG and sustainable investing on the rise, those who seek advice are:
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More aware of responsible investment choices.
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More likely to align money with values.
Whether you’re planning your future, protecting your income, or investing wisely, now is the best time to take action.
What is a Financial Broker?
What are the benefits of using a Financial Broker in Ireland?
According to the 2025 Value of Advice Report, individuals who seek advice from a Financial Broker experience:
- 71% more in savings and investments.
- 46% larger pension pots.
- Greater financial protection (life assurance, income protection).
- Increased confidence and control over their finances.
Does financial advice really improve retirement outcomes?
Yes. Those who receive financial advice are twice as likely to feel financially secure in retirement. The average pension pot of someone who uses a Financial Broker is €127,796 compared to €87,275 for those who don’t.
How can a Financial Broker help with life insurance and protection?
Financial Brokers can assess your needs and recommend suitable life insurance, income protection, and serious illness cover. The report shows advised individuals are significantly more likely to hold these protections, giving peace of mind for you and your family.
Is financial advice useful for sustainable investing?
Yes. Advised individuals are more informed about ESG (Environmental, Social, Governance) investing, and 42% are likely to consider sustainable options, compared to only 23% of those who haven’t received advice.
At what age should I start seeking financial advice?
The earlier, the better. Many people begin working with a Financial Broker in their 30s or 40s, but advice is beneficial at any stage — whether you’re starting your career, buying a home, planning a family, or approaching retirement.
How often should I meet with a Financial Broker?
Nearly half of advised individuals consult their broker at least once a year. Regular check-ins help ensure your financial plan stays on track as your life circumstances change.
How do I find a qualified Financial Broker in Ireland?
You can visit www.financialbroker.ie to find a qualified, Financial Broker near you or you can book a your free intial meeting with Greenway Financial Advisors here.
